x

Like our Facebook Page

   
Early Times Newspaper Jammu, Leading Newspaper Jammu
 
Breaking News :   AISF protest against NGM college admin | 'Pro-Jammu' party set to project a Kashmiri as its CM face | NHPC organizes state level painting competition on Energy Conservation-2018 | BJP leaders, PDP rebels making last ditch attempts to regain power | G&M Deptt team seized two vehicles for illegal mining | Omar welcomes, Farooq bashes BJP | DCPU Kishtwar organises awareness programme on Child Rights Week | Changing names of cities attempt to change India's pluralistic visage: Farooq | Is BJP trying to befool masses for electoral benefits? | Prize distribution function for Jammu District Athletics Championship held | Engaged on temporary basis, JE becomes MD SICOP | "Hillview Honda continues expansion by opening new dealership in Jammu" | Cong-NC 'bhai, bhai' for Kishtwar MC chief post | Bovine smuggler detained under PSA | Was April event an international conference? | Shree Mata Vaishno Mandir Barnoti organizes 9th Bhandara, Jagran | Mattu may face rebellion from his own Councilors | HCBA bids farewell to Alok Aradhe | DC Budgam, PDD officials least bothered; people forced to suffer, Chief Secretary's directions given a 'damn' | Blocked drains irk farmers | 2 militants from Pulwama arrested in Surankote, hunt launched to arrest 5 more | Despite proof Tehsildar Sunderbani takes no action against lambardar | 34 structures demolished at Pahalgam, 15 offenders booked | SAC waives off demand raised by Commercial Taxes Deptt against 1573 flood-affected businesses | Govt to build residential complexes for police personnel on self-financing basis | Directs officials to refrain from political activity | DB directs state to file compliance report | 3 employees suspended for failure to report on election duty | IT Department conducts search on Fish traders, Malhotra Eye Clinic | Kalaban area faces official apathy | Jodhamal School receives top fifty schools shaping success by Fortune Magazine | NYK organizes debate competition on Ek Bharat Shrestha Bharat | DGPC members,Sikh leaders condemn misleading propaganda | Travel & Tourism exhibition to begin from Nov 16 | Medical cum Certificate Camp held | Labour Department rescues child engaged as labourer | PHE daily wagers meet governor, highlight their demands | Guv reviews Action Plan for completion of languishing projects | Kumar visit SDH Dooru, ReA Hospital in Anantnag | Ganai reviews functioning of School Edu Deptt, progress of flagship schemes | Rana bats for positioning Durbar in Srinagar during winter, in Jammu during summer | CS reviews Ayushman Bharat rollout preparedness in Jammu Division | Governor directs for making new Medical Colleges functional by next year | DB directs Div Com Jammu to appear in person | SAC approves rollout of Ayushman Bharat-Pradhan Mantri Jan Arogya Yojana from Dec 1 | Liaison Officers to be positioned in 10 major cities to coordinate issues of JK students | Academic arrangement Teachers, Lecturers to be deployed for winter tuitions | ReT scheme frozen to facilitate regularization of teachers | JKSSB issues interview, document verification schedule for Naib Tehsildar posts | SAC approves grant of joining time extension to 254 Medical officers as one-time exception | M&CCH Anantnag faces space crunch, functions from decrepit building | YCET students visit LBM School | Workshop held at Jammu Sanskriti School | Fire breaks out in SMGS hospitals, ACs gutted | Students hold protest against poor condition of Ramnagar-Chowki Katwalt road | Election of 75 JMC Corporators challenged | Annoyed over illicit relation of daughter man murders youth | Ram Madhav says Governor rule to continue; asks NC, PDP to clear stand on participating in state polls | Four men hijack taxi in Pathankot; Punjab, J&K police on alert | BJP wins Municipal Committee Gho Manasa unopposed | Six independent members of MC Bishnah boycott poll process for Prez, VP | Police nab two HM militants | Panchayat Elections-2018: Govt announces holiday in poll-bound areas | PIL regarding drug abuse in J&K | HC directs regularization of ASI casuals with 10-yr service | War against corruption must begin from top: Harsh | Excise Deptt to provide alternative livelihood to illicit distillers | Div Com discusses property rates under security forces in Jammu division | 3 missing Punjab residents found dead under landslide debris | Parivartan (NGO) provides Measles Rubella vaccine to kids at centre | CISF in J&K Police out for security of Srinagar, Jammu, Leh airports | Panchayat Polls-2018: CEO issues notification for final Phase | First phase of election in 2 blocks of Rajouri | DDC deducts salary of 30 health employees | Rain, snowfall to continue in Jammu, Kashmir till Nov 15 | Security forces neutralised 200 terrorists | Need of Child Care | What is there in a name? | Militant infrastructure in Pakistan is alive and kicking | Back Issues  
 
news details
SAC approves Group Mediclaim Insurance Policy for all Govt employees
8/31/2018 10:17:31 PM

SRINAGAR, AUGUST 31: In a major decision for the welfare of government employees and their family members, the State Administrative Council (SAC), which met here today under the chairmanship of Governor, Satya Pal Malik accorded sanction to the implementation of the Group Mediclaim Insurance Policy for all State Government Employees including Employees of PSUs/Autonomous Bodies/Universities on mandatory basis; and, Pensioners, AIS Officers, Adhoc, Contractual, DRWs, Work charged/Contingent paid workers and their dependant family members on optional basis w.e.f. 1st October, 2018, for a period of one year and extendable annually for three years, based on claim settlement ratio and satisfactory performance of the Insurer.

Advisors to Governor, B B Vyas, K Vijay Kumar & Khurshid Ahmad Ganai, Chef Secretary, BVR Subrahmanyam and Principal Secretary to Governor, Umang Narula were present in the meeting.

The policy will include medical insurance cover of Rs 6 lakhs for individual employees upto 5 family members with a Corporate Buffer of Rs 10 crore, the cost whereof is loaded in the quoted premium. The premium to be paid by the employee annually would be Rs 8776.84 minus Rs 3600 (Medical allowances currently admissible annually) equal to Rs 5176.84. For pensioners, this amount would be Rs 22,228 minus Rs 3600 (Medical allowances currently admissible annually) equal to Rs18,628, annually.

Further, the deduction of the annual premium will be made from the salaries of the employees in four installments, as shall be notified separately by the Finance Department.

This policy would allow treatment in almost 5000 hospitals across the country. It represents a significant step up over the previous policy in that it covers domiciliary hospitalization and day care procedures also. There is good news for women employees too as the expense cap on maternity cover has been enhanced to Rs 30,000 within State and Rs 70,000 outside the State. Further, pensioners would not be required to undergo pre-policy tests and all their pre-existing diseases would receive immediate coverage, much to their relief. There is also a new provision for the insurance coverage of the dependent family member’s upto 100 years as compared to 80 years in the previous policy.

In what will benefit a large number of employees and pensioners, a dedicated Corporate Buffer of Rs 10 crore each will also be in place in the policy to cover the expenditures incurred by the employees and pensioners on identified illnesses over and above the expenditure coverage provided in the Policy.

For the first time, the insurer will provide a Management Information System (MIS) report regarding enrolment, admission, preauthorization, claim settlement and other information about the services as required by the government on a regular basis.

Further, the website designed by the insurer will have district-wise/state-wise enrolment status, claims, treatments rendered and hospitals data. Stage wise tracking facility for claims and grievances shall also be available to the beneficiaries.

Also, for the first time, the services of a professional consultant have been hired to set up a robust grievance redressal system for employees and pensioners. The consultant has already set up grievance redressal offices in all districts and these offices can be accessed by the employees and pensioners in case they have any grievance regarding implementation of the policy.
  Share This News with Your Friends on Social Network  
  Comment on this Story  
 
 
 
Early Times Android App
STOCK UPDATE
  
BSE Sensex
NSE Nifty
 
CRICKET UPDATE
 
 
 
 
 
 
 
 
   
Home About Us Top Stories Local News National News Sports News Opinion Editorial ET Cetra Advertise with Us ET E-paper
 
 
J&K RELATED WEBSITES
J&K Govt. Official website
Jammu Kashmir Tourism
JKTDC
Mata Vaishnodevi Shrine Board
Shri Amarnath Ji Shrine Board
Shri Shiv Khori Shrine Board
UTILITY
Train Enquiry
IRCTC
Matavaishnodevi
BSNL
Jammu Kashmir Bank
State Bank of India
PUBLIC INTEREST
Passport Department
Income Tax Department
JK CAMPA
JK GAD
IT Education
Web Site Design Services
EDUCATION
Jammu University
Jammu University Results
JKBOSE
Kashmir University
IGNOU Jammu Center
SMVDU