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Group Medical Insurance Scheme immensely advantageous for employees: Govt
9/4/2018 10:14:43 PM
Early Times Report
SRINAGAR, Sept 4: Dispelling the qualms being created through social media about the robust Group Medical Insurance Scheme rolled out recently, the State Government today made it clear that the scheme is immensely advantageous for the employees across-the-board.
"Ironically, disingenuous information being dished out about the scheme seems to be aimed at creating doubts in the minds of the employees and cross sections of the society, about the vastly beneficial advantages of the cashless healthcare initiative," said a state government spokesman.
He said the scheme has been rolled out after following all required procedures in a fair and transparent manner. "The entire bidding process has been done in a competitive, clean and transparent manner in line with all Financial Rules and Regulations as well as CVC guidelines," he said.
Regarding the numbers quoted that Rs 1200 crore premium will be paid to the successful bidder, the spokesman clarified that only 3.5 lakh regular employees of the Government are expected to be covered under the scheme. "For all pensioners, All India Service Officers, Daily Wagers/Casual Labourers and those government employees who are already covered under a Health Insurance Scheme on their own, the scheme will be optional," he said and added that the expected outgo of the premium would be approximately Rs 310 crore per annum.
Giving details, the spokesman said it is important to point out that more than four years ago when ICICI Lombard was awarded the contract, the premium was Rs 6196 per annum. "However, coverage was much less than this time and was previously restricted to Gazetted employees only," he said and added that although the earlier policy also covered employee plus 5 members of his family, the coverage was only for a sum up to Rs 5 lakh and between the age group of 3 months to 80 years.
He said the fresh scheme approved by the State Government for all employees, covers the employee plus 5 members of the family including new born babies and aged parents within the age group of zero to 100 years and that too for a coverage of Rs 6 lakh with a premium of Rs 8877 per annum
The spokesman said that the entire bidding process was monitored by a team of senior-most officers, well versed with the Financial Rules and Regulations, conducted through a technical and financial evaluation.
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