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news details
J&K Grameen Bank progressing by leaps & bounds
4/19/2019 11:30:13 PM
Early Times Report

JAMMU, Apr 19: J&K Grameen Bank is setting benchmarks for implementation of GOI's social security schemes.
The Financial Inclusion & Insurance Department, J&K Grameen Bank under the Chairmanship of Janak Raj Angural and in collaboration with RBI & NABARD successfully implemented various social security schemes initiated by the Central Government. The Bank as on date has enrolled a total of 12713 customers under APY besides opening 134164 PMJDY accounts.
Apart from above, the Bank has also enrolled 69200 & 34409 customers under GoI insurance schemes like PMSBY & PMJJBY schemes, respectively. In order to enable 100 % renewal of existing customers under these schemes, routine SMSs are sent to the customers for maintaining a minimum balance of Rs. 330/-(in case of PMJJBY) & Rs. 12/- (in case of PMSBY) as and when renewals of such customers are approaching the due date.
In respect of claims, the Bank has continued with its 100 % claim settlement ratio under these schemes. A total of 43 claims amounting to Rs. 86 lakhs are settled under PMJJBY, 16 claims amounting to Rs. 32 lakhs are settled under PMSBY, and 2 claims amounting to Rs. 2 lakhs are settled under RUPAY cards issued.
Mass awareness is spread for all social security schemes through various means. A total of 3764 Financial Literacy and Awareness Camps were conducted in the last Financial Year 2018-19 under various initiatives like Gram Swaraj Abhiyaan, Swachh Bharat Abhiyaan, FLAPs, VLPs, and so on. These camps were conducted throughout the year mostly covering unbanked and rural areas at every nook and corner of the state.
All the modern technological advancements like NEFT, RTGS, IMPS, SMS Banking, RUPAY Card, Aadhaar Enabled Payment system, POS machines, etc. stand successfully implemented in J&K Grameen Bank.
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