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news details
Govt for pacing up of central schemes
2/17/2020 11:32:04 PM
ISHTIYAQ AHMAD

EARLY TIMES REPORT

SRINAGAR, Feb 17: Aimed to pace up developmental works, Jammu and Kashmir administration has set up a target of doubling to increase enrollment in various schemes for financial inclusion in the new Union Territory.
There are various centrally sponsored schemes including PMJDY, PMJJBY, PMSBY, SUPI, Mudra Loan and APY for poor people.
As per official documents, government has set up a target to double enrollment in these schemes.
“Under PMJDY, PMSBY and PMJJBY targets have also been assigned to the banks to reach milestones of 22 lakh accounts in PMJDY and eight lakh and four lakh enrollments under PMSBY and PMJJBY respectively,” the document reads.
Finance Department as per the documents has also launched a campaign to achieve complete financial literacy of the entire population and to enhance the livelihood options for the people, “who have been traditionally left out of such endeavors”.
“In order to reach out to all the segments of the population in each district, all lead district managers across J&K have been advised to organize special camps during the campaign period to push credit growth and enhance enrolments under different social security schemes,” the document reads.
District development commissioners have also been directed to involve PRI functionaries like Panchs, Sarpanchs and BDC chairmen to spread awareness among the people about the different financial inclusion schemes of government of India and Union Territory. An official said there are five main factors that go behind the conceptualization of financial inclusion including financial empowerment of every citizen, formalizing the economy, enhancing national productivity, bringing in transparency and optimization of national resources.
“Inclusion of peoples’ economic activity into the financial system will not only caters to the broader economic agenda of allowing a wider range of people, especially those in lower income groups, access to financial services but will add overall economic growth. It will also be indispensable to the social agenda of reducing income inequality,” the official said.
Lieutenant Governor Girish Chandra Murmu recently said promoting financial inclusion means taking actions which result in expanding peoples’ access to the services offered by the formal financial sector.
He has called for optimum utilization of resources so that common people could benefit from the financial activities and schemes being extended by the government.
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